Privacy policy
Notice of the collection of personal data
Under Article 14 of the General Data Protection Regulation (GDPR), we must give you certain information when we receive information about you from others.
The information we must give you is the following:
- We are the data controller – how do you contact us?
- Contact details of the data protection adviser
- The purposes of and legal basis for processing your personal data
- Categories of personal data
- Recipients or categories of recipients
- Transfer to recipients in third countries, including international organisations
- Where your personal data comes from
- Storage of your personal data
- Automated decision-making, including profiling
- The right to withdraw consent
- Your rights
- Complaints to the Danish Data Protection Agency
If you have any questions, you are welcome to contact us. You will find our contact details under section 1.
Kind regards
Jan Møller
1. We are the data controller – how do you contact us?
Jan Møller is the data controller for the processing of the personal data we have received about you. You will find our contact details below.
MoneyCapp ApS
Brogade 8 st. mf.
5000 Odense C, Denmark
CVR no.: 38925180
Email: hello@moneycapp.com
2. Contact details of the data protection adviser
If you have any questions about how we process your data, you are always welcome to contact our data protection adviser.
You can contact our data protection adviser in the following ways:
- By email: hello@moneycapp.com
- By post: Brogade 8 st. mf., 5000 Odense C, Denmark, marked “Data protection adviser”
3. The purposes of and legal basis for processing your personal data
We process your personal data for the following purposes:
- To ensure the security of your personal data.
- To provide the features of the MoneyCapp app, including across devices.
- To send information about and promotion of MoneyCapp, if you have consented to this.
- To find the most suitable sponsors when the free version is used.
The legal basis for our processing of your personal data is:
- The processing is necessary for MoneyCapp to provide its services to you (GDPR, Article 6(1)(b)).
Legitimate interests pursued by the processing:
As mentioned above, our processing of your personal data is (partly) based on the balancing-of-interests rule in Article 6(1)(f) of the General Data Protection Regulation. The legitimate interests justifying the processing are:
- to contact you to ask about your experience with MoneyCapp’s services; MoneyCapp also has a legitimate interest in sending you marketing material if you have consented to this.
4. Categories of personal data
We process the following categories of personal data about you:
- Ordinary personal data (including email, name, age and bank details)
- Critical personal data (transactions may contain critical information, so all information is treated as such)
5. Recipients or categories of recipients
We disclose or entrust your personal data to the following recipients:
- All personal data is kept on virtual servers in the Azure cloud controlled by MoneyCapp ApS, and it is not shared with anyone else.
6. Transfer to recipients in third countries, including international organisations
- We use MailChimp in the USA to send transactional emails, so your email address passes through their system. However, they are obliged to follow the applicable EU rules and may not use the address for anything other than sending emails on behalf of MoneyCapp.
7. Where your personal data comes from
- Information you enter in the app yourself.
- The banks you have given access to.
8. Storage of your personal data
- We keep your personal data for as long as you use the app, but no longer than one year after your last login.
9. Automated decision-making, including profiling
- We do not use automated decision-making.
10. The right to withdraw consent
You have the right to withdraw your consent at any time. You can do this by deleting your account in the app or by contacting us using the contact details in section 1 above.
If you choose to withdraw your consent, this does not affect the lawfulness of our processing of your personal data based on the consent you gave before the withdrawal. If you withdraw your consent, it therefore only takes effect from that point in time.
11. Your rights
Under the General Data Protection Regulation, you have a number of rights in relation to our processing of information about you.
If you wish to exercise your rights, please contact us.
- Right of access
- You have the right to access the information we process about you, as well as a range of additional information.
- Right to rectification
- You have the right to have inaccurate information about yourself corrected.
- Right to erasure
- In special cases, you have the right to have information about you erased before our regular general erasure takes place.
- Right to restriction of processing
- In certain cases, you have the right to have the processing of your personal data restricted. If you have the right to have the processing restricted, we may in future only process the information – apart from storing it – with your consent, or for the establishment, exercise or defence of legal claims, or to protect a person or important public interests.
- Right to object
- In certain cases, you have the right to object to our otherwise lawful processing of your personal data. You can also object to the processing of your data for direct marketing.
- Right to data portability
- In certain cases, you have the right to receive your personal data in a structured, commonly used and machine-readable format, and to have this personal data transferred from one data controller to another without hindrance.
You can read more about your rights in the Danish Data Protection Agency’s guidance on the rights of data subjects, which you will find at www.datatilsynet.dk.
12. Complaints to the Danish Data Protection Agency
You have the right to lodge a complaint with the Danish Data Protection Agency (Datatilsynet) if you are not satisfied with the way we process your personal data. You will find the agency’s contact details at www.datatilsynet.dk.
13. Version
This privacy policy was published in December 2021 and replaces all previous versions. It applies until a new version is issued.